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Could Talking on your Phone Increase your Car Insurance?

You are probably already aware that talking on your mobile phone whilst you are driving your car is illegal and, if caught, you could be subject to a range of legal action. This means you should never use your phone in the car – but did you know that if you do, it could also have an impact on your ability to get cheap car insurance?

This is because, if you get caught talking on the phone while you are driving, it will show up on your driving record. This will usually take the form of 3 penalty points and a fixed fine, but if your use of the phone led to an accident you could also be prosecuted for dangerous driving, which is much more serious.

When you apply for car insurance, you have to give details about your driving history – including any driving convictions and points on your license. Thi Read full article…

Insurer IAG seeks Government input

Weather specialists in Australia have predicted sever storms and cyclones this coming summer, giving insurance companies like Insurance Australia Group (IAG) a lot to worry about.

CEO of insurance giant Insurance Australia Group, Mike Wilikins is calling on Governments, and other industry bodies to address the current levels of natural disaster and infrastructure protection.

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The DrowZZZy Driver!

Does this story sound familiar?

“It was early evening and I was on the road for a couple of hours. I should have taken a rest break but I just wanted to get home. I felt ok – I know I wasn’t at my sharpest but home was only 30 minutes away. My eyes started to close so I would down the window and put the radio on to try to keep myself alert. Next thing I remember I woke up in a hospital bed”

The AAA Foundation for Traffic in the U.S recorded that “1 in 6 crashes involve a drowsy driver or according to the The U.S. National

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Get Good Deals on Landlord Insurance Policies

Landlord insurance helps in protecting the property against the various assorted risks and tenant damage. Any landlord can manage to save big amount of money on the cost of his policy just by checking the prices on Internet and by comparing the estimates of landlord indemnity providers in your locality. For those who own the rentals, such properties are the most important investments, which represent their entire retirement nest egg. Due to this, it is very imperative to stay protected and to stay sure that we are fortifying our money with good quality insurance, which is going to take good care of us at a future time. Read full article…