State Farm Insurance Updates Annual Vehicle Ratings
Nov 24, 2011 Auto Insurance Leave a comment | Tags: Annual Vehicle, Ratings, State Farm
State Farm customers nationwide may soon see a slight drop—or a minor hike—in their auto premiums, after the company announced Wednesday it is implementing its annual vehicle insurance ratings for specific makes and models.
The Bloomington, Ill.-based insurer uses data on claims payment for specific makes and models to help calculate various risks associated with insuring particular types of vehicle. It’s a yearly attempt to make those calculations as accurate and up to date as possible, according to a company official.
“Of course, the make and model ratings are a small part of what determines an individual’s premiums,” State Farm spokesman Dick Luedke said in a phone interview.
Other factors include a policyholder’s driving record, location and claims history. And Luedke sa
The DrowZZZy Driver!
Nov 24, 2011 Insurance Guide Leave a comment
Does this story sound familiar?
“It was early evening and I was on the road for a couple of hours. I should have taken a rest break but I just wanted to get home. I felt ok – I know I wasn’t at my sharpest but home was only 30 minutes away. My eyes started to close so I would down the window and put the radio on to try to keep myself alert. Next thing I remember I woke up in a hospital bed”
The AAA Foundation for Traffic in the U.S recorded that “1 in 6 crashes involve a drowsy driver or according to the The U.S. National
Get Good Deals on Landlord Insurance Policies
Nov 20, 2011 Insurance Guide Leave a comment | Tags: landlord insurance
Landlord insurance helps in protecting the property against the various assorted risks and tenant damage. Any landlord can manage to save big amount of money on the cost of his policy just by checking the prices on Internet and by comparing the estimates of landlord indemnity providers in your locality. For those who own the rentals, such properties are the most important investments, which represent their entire retirement nest egg. Due to this, it is very imperative to stay protected and to stay sure that we are fortifying our money with good quality insurance, which is going to take good care of us at a future time. Read full article…
Drivers Need to Beware of Drivers Who Are Not Attached to a Vehicle’s Auto Insurance Policy
Nov 19, 2011 Insurance Guide Leave a comment | Tags: Auto Insurance, Drivers Need, Insurance
Automobile accidents happen every day and after an accident happens drivers need to file auto insurance claims so that they can have their cars repaired and their medical bills paid. In the state of Texas, some drivers are having issues when they got to file their auto insurance claims.
The problem is that sometimes people are not listed on a vehicles auto insurance policies when they become involved in an automobile accident. One person who has had this problem is a woman named Pat Taylor who lives in Mesquite. She was involved in a simple accident with her SUV and her vehicle was hit from behind. Her car endured a lot of damage so she needed to file an auto insurance claim.
One person dies every hour from accidents in England alone
Nov 18, 2011 Insurance Planning Leave a comment | Tags: Person, Person Dies
Every day, every one of us is faced with the possibility of being involved in a personal accident or a life-changing injury. Either way, it can be very painful and in worst cases, escaping death, can leave you with a lifetime disability and unfit to work.
Some accidents and injuries can be avoided by following the correct procedures and applying common sense, but that’s not always the case; and when the accident or injury is caused by a third party then the whole incident can be completely out of your hands.
There are various accident and injury types. The most common include motoring accidents, accidents at work, accidents and injury caused by lifting, slips, trips and falls, and injury and illness caused by industrial diseases.
In the UK our roads are so busy nowadays that it is commonplace to witness a car accident. If you are involved in a car accident you may be fortunate enough to escape personal injury and only suffer vehicle damage, but though we don’t always want to consider the worst, accidents are a major cause of death and disability in the UK. The fa