IIHS Says Traffic Cameras Save Lives

An intersection with a traffic camera has the potential to catch you breaking the law and end up increasing your auto insurance rates, but according to the Insurance Institute for Highway Safety (IIHS), while those cameras could be annoying, they’re also saving lives. The IIHS issued a report last week that found  these cameras have saved over 100 lives so far.

159 Lives Saved by Red-Light Photo Enforcement

According to last week’s report issued by the IIHS, a nonprofit traffic safety organization funded by the auto insurance industry, 159 lives were saved by red-light photo enforcement between 2004 and 2008. The lives were saved in 14 U.S. citi

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Types of International travel medical insurance

It does not matter as to where in the world you are travelling, the reason for your travel or even if it is for a short stay or to emigrate to a new country, irrespective of the circumstance, it is strongly recommended to insure oneself while outside your home country. Medical insurance can always keep travellers safe from financial worry during medical emergencies. The insurance providers in America have designed numerous plans to suit varying health insurance requirements. The need for insurance can vary from traveller to traveller depending on the purpose and duration of visit. The internet and different online insurance quote tools have tremendously helped travellers purchase the appropriate plan that can be useful for them while travelling.

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Insurance Cover Cost Cutting Might Result In Great Financial Risk

According to a survey by the British Insurance Brokers’ Association and the car insurance supermarket, it has been concluded that people are putting themselves in financial risk by reducing the car insurance cover to cut down their expenses. The insurance cover offers protection to the insurance owner in the event of accident and theft but the rising number of UK motorists cutting their protection cover is risking their belongings as well as others on road. It can put complete financial burden on the car owner as in the event of theft or accident he cannot make complete claim due to cost cutting in car insurance policy and will have to bear complete financial burden for repairs.

More than 57% of the respondents in the survey agreed that they have put down their insurance cover as compared with the last year aggregate of 23%. A

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New York City Auto Insurance Rates Not So Bad

If you were to ask anyone in New York City if they pay a lot for auto insurance they most likely would tell you they do.  It makes sense since it’s the largest city in the US with common congested traffic and risky cab drivers.  But surprisingly, New York does not even show up on the top 20 states with high auto insurance rates.  According to the article “The States With the Highest & Lowest Auto Insurance Rates” by James Zol on TheAutoInsurance.com, Louisiana takes the top spot as the state with the highest auto insurance rates.

Based on a study completed by Insure.com, Louisiana has the highest auto insurance rates primarily due to their law structure.  Accordi

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When Buying the Cheapest Auto Insurance, Don’t Forget to Protect Your Assets

If you are looking for the cheapest auto insurance rates, you may be tempted to skip some optional forms of coverage. But when you buy auto insurance, you shouldn’t just look at your monthly premium as your bottom line. You should also try to think about the worst case scenario. How much could you reasonably afford to pay out of pocket if you were involved in an accident? What if the other driver wasn’t insured, or what if you were at-fault? There are a few optional kinds of coverage that you should consider carrying to avoid financial disaster.

1. Uninsured Motorist Coverage

According to the most recent statistics, approximately 1 out of 3 drivers does not carry insurance as required by law. So

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