Louisiana Auto Insurance Rates Continue to Be High
Jul 23, 2011 Auto Insurance Leave a comment | Tags: Auto Insurance, Auto Insurance Rates, High, Insurance Rates
Industry studies continuously show Louisiana auto insurance rates to be sky high and this is frustrating residents more and more. They want to know why this is happening and why they are subject to some of the highest auto insurance rates in the nation. The article “Car Insurance Costs” by John DeSantis on HoumaToday.com, offers some insight as to why this is consistently the case.
If you talk to local auto insurance agents, many believe the higher number of lawsuits involving auto insurance claims is to blame. This is just one of many factors, but this is a very direct reason why rates have been increasing. Auto
Contractor Fined and Qualified for OSHA Severe Violators Enforcement Program
Jul 21, 2011 Insurance Planning Leave a comment | Tags: Contractor, Contractor Fined
A roofing contractor with a long history of violating workplace safety standards faces nearly $244,000 in proposed fines from the U.S. Department of Labors Occupational Safety and Health Administration (OSHA) following a December 2010 inspection resulting in citations for alleged egregious, willful, serious, and repeat violations for failing to provide fall protection and having other workplace hazards. OSHA previously cited Lessard Brothers Construction Inc. and its predecessor, Lessard Roofing & Siding Inc., 10 times for fall protection violations at various Maine work sites. O Read full article…
How Much General Liability Insurance Do You Need?
Jul 20, 2011 Insurance Guide Leave a comment | Tags: Liability Insurance
If you are a small business owner of almost any sort, then you need to be purchasing a general liability insurance policy. Such a policy will protect you from lawsuits made against you for negligence that results in some injury or damage to another person or another person’s property. This includes damage done while you are working, like if you are installing drapes in someone’s home and accidentally knock over an antique vase; or damage from a defective product, like if you build swimming pools and then one of them collapses. Bodily injury and loss of life and limb are also covered.
To find out how much general liability coverage you require, do some research into your particular line of work. Mos Read full article…
OHIO Supreme Court Leaves Employers Running for Cover
Jul 19, 2011 Insurance Planning Leave a comment | Tags: Employers, Ohio Supreme, Ohio Supreme Court, Supreme Court
The Ohio Supreme Court just issued a decision that may have implications for employers who have purchased stop-gap insurance. Many Ohio employers have purchased this insurance to protect themselves against employer intentional tort lawsuits, those cases in which their employees sue outside the workers compensation system on grounds the employer either deliberately intended to injure them or the injury was substantially certain to occur because of the employer’s actions. Indeed, there is now an Ohio statute (R.C. § 2745.01) that governs such actions and gives rise to a presumption of deliberate intent when an employer removes a guard and the employee is injured. The Read full article…
Auto insurance – add-ons that you may consider
Jul 17, 2011 Insurance Planning Leave a comment | Tags: May, May Consider
All states have a minimum liability cover that motorists are required to carry. However, your insurance agent is also likely to offer you a number of add-ons or ancillary coverage which may be optional. While some of them are certainly worth the extra costs there are a number of them that are simply not worth it.