According to the article “Saving Money On Auto Insurance as a Senior” found on favstocks.com, there are special steps senior citizens should be taking to ensure they are getting the best auto insurance rate.

First and foremost, seniors should be shopping around to see what type of rates are out there. It doesn’t have to be hard to compare auto insurance quotes. Getting numerous quotes from various companies can ensure they are getting the best deal.  Another key is to get educated on driver discounts for seniors.  There is a 10% discount for drivers over the age of 55 who have taken a safe driving course in 35 states, including some of the top retirement states.

Seniors will also want to consider what address they are using for the auto insurance quote.  Many seniors own two homes and spend somewhat equal time in each so it can be beneficial to get quotes at both addresses and see what state has the best deal.  You will have to consider where you are registered to drive though and you must be upfront about how much time you spend in each location to ensure the auto insurance company has the most accurate information.

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